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pat@21capitalusa.com
  • 614-537-3802
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Reliable Financing For Small Businesses

As a commercial finance broker, 21 Capital provides professional and reliable financing for small businesses in the United States. Our team of experts is dedicated to helping businesses of all sizes access the capital they need to succeed. Whether you’re in need of short-term working capital or long-term …

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Experienced Professionals

Personalized Service

Proven Track Record

Customer Focused

Trusted Advisor

Investing for a Successful Future

At our company, we believe in helping our clients succeed. With over 20 years of financial and business ownership experience, our team is passionate and dedicated to helping those in need. We offer a variety of financing options designed to fit your current situation and help you take your business to the next …
 
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Commercial Financial Solutions

Commercial Real Estate

We offer a suite of commercial real estate financing solutions designed for small, medium, and large transactions.

Commercial Real Estate Financing

We offer a suite of commercial real estate financing solutions designed for small, medium, and large transactions. Whether you wish to purchase owner-occupied or investment commercial properties, we have the recourse and non-recourse funding you need to make your goals a reality.

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Small Business Loans (SBA)

Getting a small business loan with the right terms is easier when it is backed by a Small Business Administration

Small Business Loans (SBA)

Getting a small business loan with the right terms is easier when it is backed by a Small Business Administration program. An SBA loan can offer you lower interest rates and better repayment terms. It is a useful way to fund your small business so it can grow faster than ever before.

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Unsecured Business Line of Credit​

Are you looking for an unsecured business line of credit? Look no further than 21 Capital!

Unsecured Business Line of Credit​​

Are you looking for an unsecured business line of credit? Look no further than 21 Capital! We are a leading commercial finance broker, offering our clients the best available terms on their unsecured business lines of credit. Our unsecured lines of credit enable business owners to access fast and affordable funds without having to secure any collateral. With their flexible credit terms and competitive rates, our unsecured business credit lines provide the ultimate financial solution for small and medium-sized businesses.

 

For companies with established revenues, we also offer unsecured business lines of credit. We offer a line of credit equal to a percentage of the annual revenue based on the owners’ credit.

  • No need for collateral
  • Excellent rates
  • Revolving access to funds
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Equipment Financing​

At 21 Capital, we offer Equipment Financing to help you acquire the tools and resources you need to reach your business goals.

Equipment Financing

At 21 Capital, we offer Equipment Financing to help you acquire the tools and resources you need to reach your business goals. Our careful and thorough approach means low-interest rates with flexible and competitive terms. Unlike traditional loan applications, our financing solutions mean you don’t have to undergo extensive paperwork while still getting the answers you need in no time—allowing you to stay focused on growing your business. With 21 Capital, you can free up the capital you need to get the equipment you want. 

Get the equipment you need, now— with 21 Capital’s Equipment Financing, you don’t have to wait any longer to purchase the resources you need to keep your business going. With low-interest rates and flexible terms, our team of knowledgeable professionals will work with you to craft a financing plan that meets your needs. Whether you need a few pieces of equipment or many, 21 Capital will provide you with the answers you need and get you the equipment you need quickly and efficiently. 

Start your equipment finance process today and take the next step to build a healthy, successful business. Contact us now to learn more about our Equipment Financing and get the resources you need for the future.

 

  • Application only to $150,000. No financial statements necessary.
  • Middle market financing up to $500,000
  • Large ticket over $500,000
  • Little or No Down Payment
  • Numerous Payment Structures
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Merchant Cash Advances​

We offer advances against your future credit card sales.

Merchant Cash Advances

We offer advances against your future credit card sales. If you run a large number of credit card sales, you can receive those funds ahead of time to purchase inventory or pay your bills on time.

  • Fast funding
  • Little paperwork
  • No application fee, equity loss, fixed payments or closing costs
  • Simple and efficient payback without collateral
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Accounts Receivable Financing​

With Accounts Receivable Financing, businesses can quickly obtain the capital they need to take their business to the next level.

Accounts Receivable Financing

With Accounts Receivable Financing, businesses can quickly obtain the capital they need to take their business to the next level. Our financing solution offers a cash flow that helps businesses reduce bad debt and increase liquidity. Our application process is quick and easy, so businesses can access the funds they need more quickly. Take advantage of our innovative service and unlock the potential of your business today!

 

When we approve an account for factoring, you will enjoy several benefits:

  • Cash in as little as 24 hours
  • No personal guarantees
  • No fixed payments
  • Increases in funding as your receivables increase
  • No arbitrary board decisions
  • Available funding to complete large or unexpected orders
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Franchise Financing​

Take advantage of our pre-qualification process to discover the benefits of our financing quickly.

Franchise Financing

Take advantage of our pre-qualification process to discover the benefits of our financing quickly. Our loans provide you with a number of competitive advantages, including:

  • Low rates
  • Fast commitments and closing
  • Terms as long as 25 years
  • No penalties for prepayment
  • Up to 90% LTV
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Healthcare Financing

Healthcare financing offers you an affordable alternative to general bank loans.

Healthcare Financing

Healthcare financing offers you an affordable alternative to general bank loans. Whether you’re a dentist, veterinarian, chiropractor, or other medical provider, discover the benefits of specialized financing through 21 CAPITAL.

  • Wide range of applications
  • No personal credit bureau reports
  • Upfront payments not necessary
  • Terms up to 72 months
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President & Founder

Pat has over 30 years of Finance, Insurance, and Entrepreneurship. He takes pride in listening to your needs and using his experience to put you in the correct product. If Pat can’t help you – it probably can’t be done.

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Referral & Broker Program

The Benefits of Partnering With 21 CAPITAL, LLC

Owners of small lending firms know that the key to continuous improvement is attracting bigger and bigger clients. Of course, this can backfire. If you receive a client who is too large, you may simply not have the means to fulfill their needs. When this happens, do not simply turn them away. They may be the most appealing client you have ever attracted, so you should benefit from them. That is why 21 CAPITAL, LLC focuses on creating the best referral and broker program possible. We are committed to helping our partners as much as possible. The benefits include:

  • Upfront fee disclosure
  • Short payment time after closure
  • Future reciprocals for any returning clients
  • Avoiding the bad reputation of turning them away
  • Generous compensation rates, commissions, and referral fees

At 21 CAPITAL, LLC, we always make a point to treat clients right, regardless of whether they are our own or they were referred to us. Our team of financial experts works with each business owner to determine the best way to fulfill their unique needs. Plus, we are nationally recognized, which means we can finance even the biggest of clients. When you refer a client to us, you do not have to worry about whether they will be satisfied. Become a partner and enjoy the benefits.

Working With 21 CAPITAL, LLC

In addition to offering our referral and broker program, we are also looking for financial experts to join our team. If you are charismatic enough to explain complicated financial concepts quickly and clearly, and have a passion for really helping people, you would fit right in on our team. At 21 CAPITAL, LLC, we value our team members highly and strive to provide as many benefits as possible for them. Learn more about how you can join and the many benefits of working with us. Give us a call today.

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